Contact Us

Colchester Office

Town Hall Chambers
St Runwald Street
Colchester
Essex CO1 1DS

T 01206 576151
F 01206 761916
E info@johnfowlers.co.uk

Brightlingsea Office

12 Victoria Place
Brightlingsea
Essex
CO7 0BX

T 01206 302694
F 01206 302961
E brightlingsea@johnfowlers.co.uk

Clacton-on-Sea Office

Jackson Chambers
Jackson Road
Clacton-on-Sea
Essex CO15 1JA

T 01255 429735
F 01206 761916
E info@johnfowlers.co.uk

West Mersea Office

45 High Street
West Mersea
Essex CO15 1JA

T 01206 384441
F 01206 761916
E info@johnfowlers.co.uk

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Funding Your Case

Funding your case

We offer fixed fee divorces where the proceedings are uncontested and straightforward. This means you will have the security of knowing in advance how much your divorce is going to costs.

If you are the Petitioner, the fixed fee for a divorce will be £550 from beginning to end, plus VAT at 20% plus disbursements (usually only the Court fee).

As a Respondent to a divorce, a fixed fee is £200 plus VAT and disbursements.

Disbursements are items or services that have to be paid for separately to the divorce such as translation costs, Court fees, process server fees.

The fixed fees cover divorce decree proceedings only, and do not extend to issue concerning children or financial matters.

Issues relating to children or financial or property matters are charged on an hourly basis, which we will discuss with you at our initial meeting, as well as giving you estimate of the likely costs of your case, so that you can budget.

If you are on a low income, you may be eligible for legal aid in certain limited circumstances, namely; if you are the victim of domestic abuse, or if you are involved in care proceedings, or if you are under 18, or if your child has been abducted overseas to a Hague Convention country. Please see our Legal Aid page.

Whatever your family law issue, we will be honest and open about all the costs involved, so that you can make an informed decision from the outset of your case. We will keep you updated regularly on costs, and update cost estimates if needed, as your matter progresses.

There are a number of ways you can fund your case, which include:

A litigation loan – a lender will assess, with our help, the likely outcome of your case and in particular the level of settlement you may receive. Then if you meet with the lenders criteria, they will release money direct to your solicitors to discharge legal Bills as and when they become payable. Then when you receive your financial settlement, the money can be used to pay off the loan. There are however, strict criteria for potential borrowers, and lenders often require assurances that the final settlement will be in excess of a threshold figure.

A personal loan – you may choose to borrow money from a commercial third party, as a short term measure to cover the costs of your divorce until you receive a settlement.

Borrowing from family members or friends – family members or friends sometimes offer to help with legal costs during this difficult time. Whilst this can be very helpful, you need to be aware that the Court may view these loans as “soft” loans, and consider them closer to a gift, which will not need to be repaid immediately, or at all. This could leave you in difficulties, if you have promised to repay a family loan. So we would recommend that if you are going to borrow money from family to fund your case the loan is recorded in a formal loan agreement stating an agreed rate of interest and a date for repayment. This may help in persuading the Court that the loan does in fact have to be repaid.

Private income or savings – this is a good method of funding as it is an accessible financial resource if you are fortunate enough to have these.

Credit card or overdraft – it might be helpful to use credit cards or overdrafts for legal costs with the intention of repaying them when you receive your settlement. Sometimes nil rates on credit cards can be secured in the short term.
Payments from your spouse – if you are in urgent need of money before you and your spouse/partner reach a settlement, you can apply to the Court for a Court Order that requires your spouse to make regular payments that meet your financial needs until the divorce is finalised, and this can include a contribution towards your legal costs.

We can help, so if you are considering funding options we will be happy to discuss them with you in more detail.

Get in Touch

Sheila Crosby

T 01206 576151
E Sheila@johnfowlers.co.uk

Kim Chapman

T 01206 576151
E KimChapman@johnfowlers.co.uk

Dawn Dorrell

T 01206 576151
E Dawn@johnfowlers.co.uk

Jane Chapman

T 01206 576151
E Jane@johnfowlers.co.uk

  • "Karen who kept me sane so I felt valued....with sincere appreciation."

  • "Thank you for all your hard work and perseverance yet again."

  • “with thanks again to you and your team for your efficient, professional and friendly services over the last few months”.

  • "It has been really great to have you to call upon. You have been completely supportive both in person and on paper."

  • "I cannot thank you enough, Sarah and Karen, for all you have done for me over the last few months.  I know it is what you both do but I feel you went above and beyond, I felt safe in your care and that meant a lot during what was a difficult time for me."

  • "To James, we would like to express our gratitude and thanks for your kind support and advice you gave us during this very trying time."